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  <!-- ── Home ──────────────────────────────────────────────────────────── -->
  <url>
    <loc>https://ptbremit.com/</loc>
    <lastmod>2026-06-17</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
    <image:image>
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      <image:title>PTB Remit – Global Money Transfers &amp; Remittance</image:title>
      <image:caption>Your portal to global money transfers. Save up to 60% on fees and FX rates.</image:caption>
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  </url>

  <!-- ── About ─────────────────────────────────────────────────────────── -->
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    <loc>https://ptbremit.com/about</loc>
    <lastmod>2026-06-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
    <image:image>
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      <image:title>About PTB Remit – Our Story &amp; Mission</image:title>
      <image:caption>Learn about PT Bintang Utara Nusantara, licensed by Bank Sentral Republik Indonesia.</image:caption>
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  </url>

  <!-- ── Services ──────────────────────────────────────────────────────── -->
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    <loc>https://ptbremit.com/services</loc>
    <lastmod>2026-06-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
    <image:image>
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      <image:title>PTB Remit Services – Cross-Border Payment Solutions</image:title>
      <image:caption>Fast transfers, multiple payment options, low fees, and transparent pricing to 100+ countries.</image:caption>
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  </url>

  <!-- ── Help / FAQ ─────────────────────────────────────────────────────── -->
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    <lastmod>2026-06-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
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      <image:title>PTB Remit Help Center – FAQs &amp; Support</image:title>
      <image:caption>Answers to your international money transfer questions.</image:caption>
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  <!-- ── Contact ───────────────────────────────────────────────────────── -->
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    <lastmod>2026-06-17</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
    <image:image>
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      <image:title>Contact PTB Remit – Reach Our Payment Experts</image:title>
      <image:caption>Get 24/7 support from PTB Remit's cross-border payment experts.</image:caption>
    </image:image>
  </url>

  <!-- ── Privacy Policy ────────────────────────────────────────────────── -->
  <url>
    <loc>https://ptbremit.com/privacy-policy</loc>
    <lastmod>2026-06-17</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.4</priority>
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